Refund and Subscription Cancellation Policy
(version 1.0 dated 04.02.2026)

This Refund and Subscription Cancellation Policy (“Policy”) explains how subscriptions, cancellations, and refunds are handled for the Asset Payments SaaS platform (“Service”), operated by Asset Payments Sp. z o.o. (“we”, “us”).

This Policy forms an integral part of the Terms and Conditions. In case of any conflict, the Terms and Conditions shall prevail.

1. Subscription Model

The Service is provided on a monthly subscription basis. Subscription fees are charged in advance for each billing period.

Subscriptions renew automatically each month unless canceled before the next billing date.

2. How to Cancel a Subscription

You may cancel your subscription at any time by:

  • Using the cancellation option in your account dashboard, or
  • Submitting a cancellation request via email to office @ assetpayments.com

Cancellation takes effect at the end of the current billing period. Access to the Service remains available until the billing period expires.

3. Refund Policy

Refunds are available only if requested within three (3) days after the billing date.

Refund requests must be submitted via email or through an official refund link provided in billing notifications.

4. Non-Refundable Charges

The following are non-refundable:

  • Partial billing periods
  • Unused subscription time
  • Service interruptions or downtime
  • Failed integrations or third-party service issues
  • Charges incurred during free trials that convert to paid subscriptions

5. Free Trials

Free trials may be offered with limited functionality or processing volume. Free trials do not require payment details unless explicitly stated.

At the end of the trial period, continued use of the Service requires an active paid subscription.

6. Failed Payments

If a payment attempt fails, we may retry the charge. If payment is not successfully completed, access to the Service may be suspended or terminated.

7. Refund Method

Approved refunds are issued using the original payment method and processed via Stripe. Processing times depend on the payment provider.

8. Abuse and Discretion

We reserve the right to deny refund requests in cases of suspected abuse, repeated refund requests, or violation of the Terms and Conditions.

9. Changes to This Policy

We may update this Policy from time to time. Changes become effective when published.

10. Contact

For questions regarding subscriptions, cancellations, or refunds, please contact office @ assetpayments.com